Residents and businesses affected by Hurricane Ida could be eligible for help from the Federal Emergency Management Agency (FEMA), and the U.S. Small Business Administration (SBA).
If you have homeowner’s or renter’s insurance, you should file a claim as soon as possible. By law, FEMA cannot duplicate benefits for losses covered by insurance. If you are uninsured or underinsured, you may be eligible for federal assistance.
The fastest and easiest way to apply is by visiting disasterassistance.gov/ or by downloading the FEMA App on the Apple App Store or the Google Play Store.
If you cannot apply online, call 800-621-3362 (TTY: 800-462-7585). The toll-free telephone lines operate from 6 a.m. to 10 p.m. CDT, seven days a week.
When you apply for assistance, have the following information readily available:
A current phone number where you can be contacted
Your address at the time of the disaster and the address where you are now staying
Your Social Security number, if available
A general list of damage and losses
If insured, the policy number or the agent and/or the company name
As soon as it is safe to do so, start cleaning up. Take photos to document damage and begin cleanup and repairs to prevent further damage. Remember to keep receipts from all purchases related to the cleanup and repair.
Disaster assistance may include financial help for temporary lodging and home repairs along with other programs to help families recover from the effects of the event.
Small Business Administration Disaster Loans
U.S. Small Business Administration (SBA) low-interest disaster loans are availablefor homeowners, renters, businesses of any size and most nonprofits. Similar to FEMA, SBA cannot duplicate benefits for losses covered by insurance.
For small businesses, those engaged in aquaculture and most nonprofits, up to $2 million is available for working capital needs even if there was no property damage, with a $2 million maximum loan for any combination of property damage and working capital needs.
For homeowners:up to $200,000 is available to repair or replace their primary residence. For homeowners and renters: up to $40,000 is available to replace personal property, including vehicles.